How can I obtain a Sa302 and tax overview from HMRC?

Many UK banks use SA302 and your Tax Overview information to assess your self-employed financial status

If you’re self-employed, you may need to provide your bank with an SA302 tax calculation to apply for a mortgage or other financial product. This is because banks use this information to assess your financial status and ability to repay debts.

The SA302 shows your income from self-employment, as well as any tax you owe. Banks use this information to calculate your monthly disposable income and assess your risk as a borrower.

How to obtain your SA302 from HMRC

If you’re self-employed in the UK, you may need to provide an SA302 tax calculation to your mortgage lender or other financial institution. Here’s how to get yours:

1. Go to the HMRC website: https://www.gov.uk/sa302-tax-calculation.
2. Log in to your HMRC account.
3. Click on “Self Assessment”.
4. Click on “More Self Assessment details”.
5. Click on “Get your SA302 tax calculation”.
6. Select the tax year you need the calculation for.
7. Click on “Print your full calculation”.

Your SA302 will be saved as a PDF file. You can then print it out or save it to your computer.

Here are some additional things to keep in mind:

• You can only get an SA302 for the last 4 tax years.
• If you don’t have an HMRC online account, you can request a paper copy of your SA302 by calling 0300 200 3310.
• It usually takes about 14 days to receive your SA302 by post.

Steps on how to obtain a tax overview from HMRC:

1. Go to the HMRC website: https://www.gov.uk/sa302-tax-calculation and log in to your account.
2. Click on “Self Assessment” and then “Tax Year Overview”.
3. Select the tax year you need the overview for.
4. Click on “View Tax Year Overview”.

Your tax overview will be saved as a PDF file. You can then print it out or save it to your computer.

Here are some additional things to keep in mind:

• You can only get a tax overview for the last 4 tax years.
• If you don’t have an HMRC online account, you can request a paper copy of your tax overview by calling 0300 200 3310.
• It usually takes about 14 days to receive your tax overview by post.

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